Website and electronic communication global terms & conditions.
The global terms and conditions come into effect when you access our website for the first time, and they constitute a binding legal agreement between Asset Management Research Institute (PTY) LTD – 2018/018009/07 (AMRI) and the user/recipient. The global terms and conditions will govern our respective rights and obligations each time you access this site, and, unless otherwise stated in the current version, all previous versions shall be superseded by the current version.
AMRI reserves the right to amend the terms and conditions at any time. By accessing our website you are automatically bound to the version of the conditions published on the website at the time of your visit to our website. You agree to review and accept the current version each time you access this website.
Terms of use:
AMRI and its subsidiaries, affiliates, principals and employees (“AMRI” or “us” or “we”) do not, subject to applicable law, guarantee the accuracy, validity, timeliness, completeness or suitability of any information or data made available to you through this website. The information contained on this website is compiled for the convenience of website visitors and is accepted by the website visitor on the condition, where permitted by applicable law, that errors or omissions (apart from errors and omissions caused by wilful intent or gross negligence) shall not be made the basis for any claim, demand or cause of action. The views expressed herein do not necessarily reflect the views of AMRI nor do they constitute investment, tax, legal or any other advice. You must speak to a financial advisor or other appropriate professional advisor if you wish to obtain investment advice. The views reflected herein are subject to change without notice. We will use reasonable endeavours to update the information contained on this website, but we are under no obligation to update the content of this website except where required by regulation or applicable law. AMI reserves the right to modify or amend these Terms of use at any time, for example to comply with new or updated laws or regulations. You agree to monitor these Terms of use and to cease all access or use of this website if you no longer agree to abide by the Terms of use. Your continued use of the website shall constitute acceptance of any modifications to these Terms of use. Information on this website may be provided in more than one language. By continuing to use this website you are consenting to us communicating to you in this way.
We may modify, limit, withdraw or deny access to this website at any time.
Information contained on this website is published in good faith and while AMRI takes reasonable steps to ensure its accuracy, subject to applicable law, we disclaim all warranties, express or implied, including, but not limited to, warranties of title, non-infringement, merchantability or fitness for a particular purpose, for the information provided on this website. The use of this website is at your own risk. Where permitted by applicable law, AMRI will not be liable (except for damages or injuries arising out of AMRI’s wilful intent or gross negligence) for any damages or injuries arising out of your use of any such information or data, including without limitation, damages relating to any (i) error, omission, interruption, information being out of date, delay in operation or transmission, (ii) computer virus, worm, “trojan horse” or other malicious software, (iii) failure or defect in any communication facilities, hardware or software, (iv) theft and destruction or unauthorised access to, alteration of, or use of any information provided by you, or (v) damages or injuries arising from accessing links to other websites or resources.
Decisions based on information contained on this website are the sole responsibility of the user, and in exchange for using this website, the user agrees to hold AMRI harmless against any claims for any loss or damages arising from any decisions the user makes based in whole or in part on such information.
The services on this website are not available to persons resident in any jurisdiction where such availability or distribution would be contrary to local law or regulation. This website is designed for information purposes only and, subject to applicable law, does not constitute a solicitation, a recommendation or offer by AMRI to buy or sell any or all other financial instruments or to provide any investment advice or service. Visitors should not use this website as their sole source of information on investments.
You should not rely on the information contained in this website to make any investment. Whilst we try and ensure the information contained on the website is accurate and up to date, we cannot be responsible for any inaccuracies in the information. Any application for our products or services should be made only after review of the applicable offering document(s) and terms and conditions applicable to such and consultation with your legal, tax and financial advisors.
Subject to applicable law, if you have an account on this site, or have left comments, you can request to receive an exported file of the personal information we hold about you, including any information you have provided to us. This does not include any information we are obliged to keep for administrative, legal, or security purposes or information that is held subject to retention pursuant to third party service provider requirements.
Privacy statement:
Privacy statement:
Your privacy is important to us and AMRI is committed to keeping your information confidential.
The Promotion of Access to Information Act 2 of 2000 (“PAIA”) gives effect to section 32 of the Constitution, which provides that
everyone has the right to access to information held by the State, as well as to information held by another person (or private body)
when such privately held information is required to exercise or protect a right. Any such requests must comply with the procedural
requirements laid down in PAIA.
The Protection of Personal Information Act 4 of 2013 (“POPIA”) requires that when processing personal information, a responsible
party should give effect to the constitutional right to privacy by safeguarding personal information, subject to justifiable limitations
aimed at balancing the right to privacy against other rights, particularly the right of access to information. Please click POPIA Act for further details.
A “responsible party” is the person who, alone or in conjunction with others, determines the purpose and means of processing
personal information. “Processing information” refers to any operation or activity (or set of operations) making use of personal
information. A “data subject” is the person to whom the personal information relates, and an “operator” processes personal
information for a responsible party in terms of a contract or mandate, but without coming under the direct authority of that party.
In terms of PAIA, “personal information” refers to information relating to an identifiable person – including but not limited to:
• Information relating to the race, gender, sex, pregnancy, marital status, national origin, ethnic origin, social origin, colour, sexual
orientation, age, physical or mental health, well-being, disability, religion, conscience, belief, culture, language and birth of the
data subject;
• Information relating to the education, medical, criminal or employment history of the data subject, or information relating to a
financial transaction in which the data subject has been involved;
• Any identifying number, symbol or other particular assigned to the data subject;
• The address, fingerprints or blood type of the data subject;
• The personal opinions, views or preferences of the data subject, except where they are about another individual or about a
proposal for a grant, an award or a prize to be made to another individual;
• Correspondence sent by the data subject that is implicitly or explicitly of a private or confidential nature, or further
correspondence that would reveal the contents of the original correspondence;
• The views or opinions of another individual about the data subject;
• The views or opinions of another individual about a proposal for a grant, an award or a prize to be made to the data subject,
excluding the name of the other individual where it appears with the views or opinions of that individual; and
• The name of the data subject where it appears with other personal information relating to the data subject or where the
disclosure of the name itself would reveal information about the data subject.
In general, you can visit our website without having to divulge any personal information about yourself. However, while using this website
you may provide information about yourself and/or it may be collected by AMRI.
The purpose for which personal information is processed by AMRI will depend on the nature of the personal information and the
particular data subject. The purpose is ordinarily disclosed, explicitly or implicitly, at the time the personal information is collected.
“Processing information” may include:
• Collecting, receiving, recording, organising, collating, storing, updating, modifying, retrieving, altering, consulting or use;
• Disseminating by means of transmission, distribution or making available in any other form;
• Merging or linking;
• Blocking, degrading, erasing or destroying information.
You may update personal information at any time by e-mailing Hello@amri.group. You may also view or request your personal
information that AMRI has on record and/or correct it if necessary, on written request to AMRI.
Access to your personal information held by AMRI may also be requested by third parties. The Promotion of Access to Information Act,
2000 (‘PAIA’) regulates and sets out the procedure for such a request and under which circumstances such access may be refused.
For information on or to access the PAIA manual, as well as the prescribed request form and fees payable should you wish to exercise your
right of access to information, please click here .
Personal information collected when visiting this website is processed in accordance with applicable data protection law. All information provided by you to AMRI through this website is used solely by us and is not sold or provided to any other company. Personal information is regarded as private, and, except as set out in these Terms or required by applicable laws, is not shared with anyone in any manner, regardless of the method by which we obtained such information. Nonetheless, we reserve the right to co-operate fully with any state, local, federal, and international officials in any investigation relating to any content (including personal or private electronic communication(s) transmitted via this website) or any purported unlawful activities of any user of this website.
AMRI takes all reasonable steps to protect your personal information, including, where appropriate, the use of encryption technology.
AMRI cannot however guarantee the security of any information you transmit to AMRI electronically and you do so at your own risk.
By visiting this website or communicating with AMRI by electronic means, you consent to receiving communications electronically and
\agree that all agreements, notices, disclosures, and all other communications transmitted by electronic means satisfy any legal requirement, including but not limited to the requirement that such communication should be ‘in writing’.
No warranty, whether express or implied, is given that any files, downloads or applications available via this website are free of viruses, trojans, bombs, time-locks or any other data or code that has the ability to corrupt or affect the operation of your computer, database, network or other information system.
All use of the website, transactions and interactions conducted through the medium of this website, whether in whole or in part, shall be subject to South African law and only South African courts shall have jurisdiction to hear disputes arising therefrom or from these conditions.
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/ . After approval of your comment, your profile picture is visible to the public in the context of your comment.
Third party information, hyperlinks and embedded content from other website:
AMRI may use the services of third-party service providers to supply information on the website. We have no control over this information and make no representations or warranties of any nature whatsoever as to its accuracy, appropriateness or correctness. You agree that such information is provided “as is”, and we will not be directly or indirectly liable for any damages that may arise from your reliance on it.
There may be hyperlinks or automatic links from the AMRI’s website to third party websites, and we do not accept any responsibility nor any liability for the content, services, products, or any advice offered on such websites. The fact that we provide a link does not necessarily mean that we endorse, authorise, or sponsor that website, nor that we are affiliated with such website’s owners or sponsors.
No person is allowed to establish a hyperlink, frame, metatag or similar reference, whether electronically or otherwise, to this website or any subsidiary pages before receiving AMRI’s prior written approval, which may be withheld or granted at our sole discretion.
No person is entitled to send search-software to retrieve information from the website for reproduction or processing, in any manner or form, without our prior written consent.
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website
An application for linking must be submitted to Hello@amri.group . If you do not receive an explicit written response from us within five business days of your request, please consider your request as having been rejected.
Breach of these conditions entitles us to take legal action without prior notice and you agree to reimburse all costs associated with such legal action.
Electronic communication:
The following terms and conditions relate to all electronic communication sent on behalf of AMRI.
The contents of all electronic communication and any accompanying documentation are confidential, and any use thereof, in whatever form, by anyone other than the addressee is strictly prohibited. If you have received a electronic communication by mistake, kindly inform us of such mistake and delete it from your system; you should not copy the message or disclose its contents to anyone.
The content of electronic communication and any accompanying documentation relating to AMRI are owned by AMRI and are protected by copyright and other intellectual property laws. All rights not expressly granted are reserved.
Electronic communication in any form is an informal method of communication and is subject to possible corruption and interception. AMRI cannot assure that the integrity of this communication has been maintained, or that it is free of errors, viruses, interception, tampering or interference and therefore disclaims liability or legal responsibility for the contents of such electronic message, its non-delivery or incorrect delivery for whatever reason, its effect on electronic devices or its transmission in an unencrypted medium.
Any views or opinions expressed in such message are those of the individual sender and do not create obligations on or represent any commitment by AMRI, except where the sender specifically states it to be the view or opinion of AMRI.
AMRI reserves all rights to monitor, review and disclose all information transmitted or received by employees. Employees do not have any privacy right in the creation of, sending of, receipt of or storage of information in any form on the systems of AMRI.
Electronic communication and any accompanying documentation are to be interpreted and implemented in accordance with the laws of the Republic of South Africa. Any dispute which arises in regard to the interpretation of, or the carrying into effect of, any of the parties’ rights and obligations arising from electronic communication or accompanying documentation, shall be submitted to and be referred for decision by a single arbitrator, to be agreed upon between the parties, or, in default of agreement for fourteen days, to be appointed at the request of either party, in accordance with, and subject to, the provisions of the Arbitration Act 42 of 1965, as amended.
Nothing contained in electronic communication constitutes a solicitation, recommendation, endorsement or offer by AMRI, but shall merely be deemed to be an invitation to do business with AMRI.
By communicating with us through electronic means, you consent to receive communications electronically and agree that all agreements, notices, disclosures and all other communications transmitted by electronic means satisfy any legal requirement, including but not limited to the requirement that such communication should be “in writing”.
Copyright:
Except as may be expressly authorised, no information or material contained on this website may be reproduced, transmitted, displayed or commercially exploited without the written consent of AMRI.
Enquiries:
General enquiries about this website should be sent to Hello@amri.group.
Cookie Policy:
Outlined below are our cookie policy relating to the use of cookies on this website.
Cookies explained:
A cookie is a small data file that is essential for the proper functioning of this website. Cookies help our systems to recognise your browser and to provide features such as providing you with access to information that you have previously confirmed you are able to access. Cookies do not retrieve information about you stored on your hard drive, or corrupt or damage your computer or computer files.
Use of cookies explained:
The cookie settings on this website are set to “allow all cookies” to give you the best user experience. When you visit this website a cookie will be transferred to your computer’s hard drive through your browser. The cookie will expire after 30 days or sooner should there be a change to this important information.
Strictly necessary cookies. These are cookies that are required for the operation of our website. They include, for example, cookies that enable you to log into secure areas of our website.
Analytical/performance cookies. They allow us to recognise and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily.
Functionality cookies. These are used to recognise you when you return to our website. This enables us to personalise our content for you, greet you by name and remember your preferences (for example, your choice of language or region).
Targeting cookies. These cookies record your visit to our website, the pages you have visited and the links you have followed. We will use this information to make our website and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose.
If you do not wish to accept cookies, you are free to block cookies on your browser. However, please note that if you do block cookies, it will impact your ability to navigate this website effectively. By continuing to browse this website, you are agreeing to use our cookies.
Third party cookies explained:
| Cookie Type | Purpose | Additional Information |
|---|---|---|
| Analytics | Provides data anonymously on the visits made to our website. | |
| Google Tag Manager | Analytics | Measures traffic and visitor behaviour to help us understand the impact of online advertising and social channels to help us improve our website. |
| Doubleclick | Internet based advertising | A subsidiary of Google serving adverts and reporting on their performance. |
| Pingdom | Monitoring | Monitors the website to ensure there are no performance issues. |
| Pardot | Analytics | Measures traffic and visitor behaviour on an individual level to help us improve our website and the email communications we send out. |
| Qumu | Video hosting | Qumu hosts videos that appear on our websites. The cookie allows for more efficient playback of videos. |
| Feedbackify | Feedback | This cookie is set by Feedbackify. Feedbackify is our way of collecting feedback from our users. |
| Sizmek | Internet based advertising | Sizmek cookies allow us to assess the effectiveness of our banner adverts and ensure we do not expose you to the same advert multiple times. It contains no personal or sensitive information. The tag can also be used for ROI. |
The third party cookie(s) may change or be varied from time to time.
The cookie(s) can be deleted at any time by you. The cookie(s) will not collect any information when you are not accessing this website. You do not have to accept cookies, but without accepting them you may experience reduced functionality of this website. Should you wish to reject the cookies then the Help menu on the menu bar of most browsers will tell you how to prevent your browser from accepting cookies, how to have the browser notify you when you receive a new cookie and how to disable cookies altogether. For more information about cookies, including how to set your internet browser to reject cookies, please go to www.allaboutcookies.org .